Say it in your own words.
WizKeep takes it from there.
Tell it out loud, photograph the receipt, or upload the bank statement. It writes the entry — which account gets debited, which gets credited — and puts it in front of you to confirm.
Free plan, no card. English and Spanish.
What goes in
What comes out
Four ways in. One ledger.
Every route ends in the same place: a balanced entry you approved.
Talk to it while you drive home
Hold the button, say what you spent. Wippo picks the accounts out of your own chart of accounts — not a canned list — and shows you the entry to correct before it saves.
- Works in English and Spanish
- Expenses, income and transfers
- Edit any field before confirming
The assistant that does the work, not the talking
Wippo lives inside WizKeep, reads your real chart of accounts and your real balances, and hands you something to approve instead of advice to follow.
- Records one movement or a whole batch
- Finds, corrects and deletes what is already there
- Answers with your numbers, not with generalities
- Compares your businesses side by side
- Reads a receipt you paste into the chat
- Splits an entry across several accounts
38 accounts · Business entityHold it down, say it, let go
What you say goes into the chat as a message of yours, transcription and all. Wippo answers right there with the entry. And when something is missing it asks you, instead of handing you an error.
- English and Spanish
- The transcription stays written, so you see what it heard
- If a detail is missing, it asks in the same chat
- From the phone and from the browser
Drop in the PDF. It reads it the way a person would.
Claude reads the text layer, and the image too when the PDF is a scan. Any bank, any country, any language, any currency. A CSV or an Excel file takes the cheap road instead — a column detector, no model involved.
- Picks up the bank and the account number printed in the header
- Everything lands in a review list — nothing posts until you say so
- If the file was not a statement, it says so instead of inventing movements
- PDF, CSV and Excel — up to 15 MB and 1,000 movements per file
Movements read
What repeats, it remembers. It still does not record it for you.
Put down the same thing twice — the rent, the supplier, the software — and WizKeep asks you once whether it repeats. From then on it reminds you on the day, with the entry already filled in. The reminder is its job; the entry is still yours.
- It asks after you have saved, never in the middle of the form
- Say no once and it never asks about that one again
- A fixed day of the month, or “the date moves”
- If the amount is not the usual one, it tells you before you record it
- From the Budget Master plan on
Is this a recurring payment?
You have recorded “Shop rent” for 1,200.00 more than once. Want a reminder when it is due?
Recorded 3 times so far.
Issue it, send it, and the payment is already in the books
Build the invoice line by line, with tax if it applies. Send it and it reaches your customer as an email they can read without an account — no login, no app to install. The day you mark it paid, WizKeep writes the entry: the money in, the revenue and the tax each in their own account.
- Your logo and your tax number on the document
- It only says “sent” if the email actually went out
- Marking it paid posts the entry — and if the entry cannot be written, the invoice does not stay marked paid
- A paid invoice never goes back to unpaid
- From the Pro Business plan on
The AI runs on credits, and you can see every one of them
Your plan comes with a batch each month — 750 on Budget Master, 3,000 on Pro Business. Using the AI spends them, and the screen shows you exactly where they went.
You pay for what you used
Not for what we expected it to cost. If a job comes out cheaper than planned, the difference stays in your balance.
Some things cost more than others
Reading a 200-movement statement is the most expensive thing the app does. A voice note is one of the cheapest.
Nothing is charged in the dark
Every job shows up on the list with its own number and the day it happened.
Where they went
Four reports, one ledger underneath
Balance sheet, income statement, trial balance and cash flow — the same numbers in four shapes. Export to PDF or CSV, or hand them to your accountant without exporting anything.
Cash, month by month
Ten more things, already in there
Features with no screen to show off, and that you end up using every day.
Your businesses, kept apart
You can run up to three businesses from the same account. Every expense and every payment is filed under the business it belongs to, so one never turns up in the other one’s reports.
Matching the bank to your books
WizKeep lines up what went through the bank against what you have recorded, and ticks off whatever agrees. When it cannot tell which charge is which, it leaves it flagged for you to look at.
A monthly budget
Set a spending limit for each category — fuel, suppliers, food — and watch how much of it you have used. You can add savings goals too: when you close the month, whatever you did not spend goes into them.
The chart of accounts is yours
You start with a full one already set up, and from there you change it: rename an account to whatever you actually call it, add the ones your trade needs, put away the ones you never touch. On every plan, the free one included.
Working with your accountant
You can give an accountant access to your books, write to them inside the app and send over the documents they ask for. And if you do not have one, there is a directory in the app to go looking.
Downloading your reports
Any report comes down as a PDF, or as a CSV that opens in Excel, with one button — for when the bank asks for it or you just want a copy.
Your currency, and the rate is yours
Every amount is filed with the currency it was paid in, and each account is shown in its own. If WizKeep does not have the exchange rate for a day, it says so instead of making one up — and you can type in the rate you actually got.
Being told when something happens
The app lets you know when your accountant writes to you, when a payment comes in, or when you are close to going over a budget. In settings you choose which of those you want.
Your face or your fingerprint
On the phone you can put WizKeep behind Face ID or a fingerprint, so a phone left on a table is not your books left on a table.
No signal, no problem
If you note down an expense on your phone with no internet, it stays saved on the phone and goes up by itself the moment you are back online.
Four things it will not do
It will not save behind your back
Voice, photo or chat — the entry is shown to you first. Nothing reaches the ledger without a confirmation.
It will not guess when it is unsure
A movement it cannot match is left for a person. Half-right accounting costs more to unpick than blank accounting.
It will not leave your books next to anyone else’s
The database keeps every account’s books apart on its own. You can turn on a second step to sign in, and the key that connects to your bank is stored encrypted.
It will not write into a month you closed
Close a month and the lock sits in the database, not in a hidden button: nothing gets in after that date — not the bank, not Wippo, not you. A correction goes in dated today, as the opposite entry, and the month you filed stays exactly as you filed it.
Three steps, and then it is routine
Open the account
Email and password. You get a full chart of accounts already set up.
Bring in the money
Connect the bank with Plaid, or upload a statement if yours is not on the list.
Say what happened
Voice, photo or a sentence in the chat. You review the entry and confirm.
The whole thing fits in a pocket
iOS and Android. Dashboard, entries, voice, Wippo, budget, invoices, your accountant and billing — the same product, not a viewer.
- Two widgets on the home screen, before you open anything
- Records with no signal and syncs later
- Face ID or a fingerprint to get in
- Export PDF and CSV from the phone
Home screen
Fuel · 46.50 recorded
18,420.00
+6.2%Last 30 days
A widget cannot record on its own — no phone lets it. What it does is open WizKeep already in place: one tap instead of five.
Questions worth asking
No. You say what happened in your own words and WizKeep decides which account gets debited and which gets credited, out of your own chart of accounts. What you do have to do is read the entry before confirming it. It is your ledger, and the confirmation is the part nobody can do for you.
A posted entry is never deleted — it is voided, and the ledger keeps the record that it existed and that you cancelled it. That is the difference between a book and a notepad. If the month is already closed, WizKeep will not reach back into it either: it writes the opposite entry dated today, and the month you filed stays as you filed it.
The live connection runs through Plaid and works with banks in the United States and Canada. Everywhere else there is no automatic feed yet, and the app says so instead of letting you hunt for your bank in a list that does not have it. What you do instead is upload the statement — PDF, CSV or Excel — and it goes through exactly the same reconciliation, including the months that closed before you signed up.
Yes. Thirty countries across the Americas, each one keeping its books in its own currency, and the app in English or Spanish. Three things worth knowing before you sign up: the bank connection is US and Canada only, the subscription is charged in US dollars, and the chart of accounts you start with follows the US standard — every account can be renamed, but it is not your country’s statutory chart.
Credits are what using the AI costs: Wippo, voice notes, reading a receipt, reading a statement. Every plan comes with a batch each month — 100 on the free plan, 750 on Budget Master, 3,000 on Pro Business — and the app lists every job with what it spent. You are charged for what the job actually used, not for what we estimated it would use. Reading a 200-movement statement is the most expensive thing the app does; a voice note is one of the cheapest.
No, and we would rather say it plainly than hide it behind a countdown. What there is instead is a free plan — 100 entries and 100 AI credits a month, no card, and you can stay on it as long as you like. When you do subscribe, the charge happens at that moment, not fourteen days later, and you can cancel whenever you want. The prices on this page are read straight from Stripe, so what you see here is what gets charged.
Only if you invite them, and only to the books you grant them. You can write to them inside the app, send over the documents they ask for, and end the relationship whenever you want without losing a line of history. If you do not have an accountant, there is a directory in the app where you can go looking for one.
Any report exports to PDF or CSV from any paid plan. And leaving is a page, not an email thread you have to chase: there is a screen that deletes your account and everything in it, and it really deletes it.
Prices, and what each one actually includes
Every line below is checked against what the product does today. Cancel whenever.
Basic
- 100 entries / month
- 100 AI credits / month
- A chart of accounts you can edit
- Balance Sheet & P&L reports
- Email support
Budget Master
- Unlimited entries
- Monthly budget and savings goals
- Bank connection (Plaid) and statement import
- Wippo AI, voice & receipt scanner — 750 credits/mo
- Recurring payment reminders
- Reports with PDF and CSV export
- Connect with your accountant
Pro Business
Most Popular- Everything in Budget Master
- Up to 3 businesses
- Invoicing — issue, send, and the payment posts itself
- Wippo AI, voice & receipt scanner — 3,000 credits/mo
- Budget reports: trends and month over month
Accountant
- Everything in Pro Business
- Client management portal
- Public profile in the Accountants section
- Unlimited Wippo AI credits
- Priority support
Max Business
- Everything in Pro Business
- Custom integrations
- Dedicated account manager
- Custom onboarding & training
- Volume pricing
- Migration help
- Direct line to the team
Start with the last receipt in your pocket
Free plan, no card. It takes less than a minute.